Insurify Reviews - What Is It?
DO NOT USE Insurify!!! You Must Read This Review!
Fully Researched: Price, User Feedback and More!
Insurify is an online agency that claims to deliver simple, clear, and intuitive car insurance by providing accurate quotes to their customers. The quotes are said to have reasonable prices promoting positive shopping experience. How does it work? There is a virtual insurance agent who instantly analyzes records, verifies your customer data, identifies certain patterns, and builds the necessary models to match to your profile depending on your preferences and needs. In a few minutes, you are expected to get carrier recommendations and personalized coverage that can help you save time and money on your insurance, according to the company claims. When you are ready to buy, you are free to choose from available way. You can do it over the phone with an agent, online, or via live chat. The company, Insurify, was founded in 2013 and is piloted by founder and CEO Snejina Zacharia. It is currently based in Cambridge, MA-based. The company claims to have won second place in MIT's 100K competition and the first place in the Startup Disruptors category of the AIIC Northeast challenge.
The official website of the company notes that Insurify is the first online car insurance marketing platform; however, you can still buy your policy through your personal agent and retain access to it. The agent will help you to ensure that you are receiving all possible discounts. You will be notified when your rates decrease. When buying auto insurance online, you will be able to choose the right coverage options, get a quote from many carriers depending on your needs, and open a policy. But this method of purchasing is associated with several parties, which is why it is recommended to bring the process under one roof. Is this the right choice for you? To help you make a more informed decision we will focus on details of the company's work. Then we will take a look at the available real customer reviews.
Customer Reviews - Does Insurify Really Work?
Insurify's concept seems to be appealing but we need to take a closer look at how the company works. Upon visiting their official website you will be asked most of the same questions as those asked by similar companies. You will need to enter your zip code, your vehicle's make, year, and model, as well as how it has been used (pleasure, commuting, rideshare, etc.). You will need to indicate details for all drivers in your household (name, gender, DOB, licensing status, credit rating, age first licensed, etc.), if you lease or are still making payments, and any applicable discounts (if you have a job, own a home, are a student, veteran, military and so forth). You will also need to enter your current insurance carrier (policy expiration date, how long you have cooperated, any lapses, etc.), activity (violations and accidents), and the type of coverage you need (liability or full coverage). Choose a coverage package and save your profile by entering your phone number, email, and vehicle garaging address. Insurify will display rates from up to ten companies and provide you with comparisons of payment options and features for each one. You will be able to talk to one of the company's agents.
Compared to other auto insurance websites we have researched over the years, Insurify's website transfers all the details over to the appropriate carrier. All you will need to do is to press the "Buy" button. Other websites offer customers to start the quoting process over and over again. While the company doesn't have an iOS or Android app, their website is designed for mobile. Believe it or not but their quoting system is available through Facebook Messenger. You could text a photo of your license plate there and contact your personal insurance agent virtually.
What are real clients of Insurify are saying about their experience in their reviews? HighYa contains ten reviews from its readers with an average rating of 3.9 stars. Some of the compliments related to the competitive quotes and ease of use. On the other hand, the most common complaints often referenced poor customer support, the number of carriers displayed on the site, and poor accuracy during the quoting process. Shopper Approved contained more than 900 customer reviews at the time of our research. These people had cumulatively given the company a much higher average rating of 4.8 stars, which is quite strange. It seems that many of them are fake, even though common complaints and compliments were quite the same as on Highya. It is high time to take a look at the real customers' reviews available online.
"Insurify is the worst company ever. Two different agents have given me many quotes but none of the quotes turned out to be correct. As a result, I paid a lot more than I expected to. I told the agents that my insurance would need to be due on the 15th of the month. When I purchased the insurance policy, I was told to call the insurance company known as Aggressive and tell them to put my payments for the 15th. I did so but I was told that they can't change the dates. It is common practice for Insurify to tell their clients this to sell the policy. I am stuck with an insurance policy that is due on the 3rd and my pay period is the 15th."
"I input all of my driver, vehicle, and coverage data and the Insurify website returned no rate quotes for me to compare. Instead, it returned just a few ads for insurance companies. When I push a "Check Rate" button, it redirects me to their own websites. Once I am there, I have to enter all the information again! It means that I just gave my personal information to this company for nothing. They do not deserve even one star. Stay away from this company. I would not recommend them to anyone."
"I am not pleased with insurify. They advertise their comparing quotes from one hundred insurance companies, but it actually returned only two for me. A "Check Rates" button sent me to websites of individual companies that required me to enter my information again. It is December 2017 and the company would not allow me to select 2018 for my car. Besides, the employment choices failed to cover many jobs. The results on the site were not useful for me."
My Final Summary
Summing up, Insurify does not seem to be a worthy personal lines insurance agency. It comes with many negative online customer reviews. The most common complaints reference the small number of carriers displayed on the website, poor customer support, and poor accuracy during the quoting process. The company has been in business for just five years, which means that it may lack experience in the field. It is recommended to shop for auto and home insurance policy about once a year. Taking into account all pros and cons of Insurify, I cannot recommend this company.
Insurify Pricing and Rates
This personal lines insurance agency does not charge policyholders for their services but they earn a commission for each auto policy they write. That is why they are interested in finding the right match. Insurify returned rates between $58 and $347 per month, depending on many factors including pleasure use, one vehicle, a single male driver, and the highest coverage package available. Refund and cancellation policies depend on the carrier you choose. If you need help, you can contact the Insurify's customer support department by calling at 877-577-7111.